
Specialized Verticals
Prospect Payments is super savvy in the nutraceutical, payday lending, and debt collection industries.

Chargeback Solutions, Resolutions, and MID Evolution
Prospect Payments doesn’t just combat inbound disputes; we help your MID evolve into a healthier merchant account.

We have a Blog!
Payments and fintech is always changing, and we keep most up-to-date in our blog! For tips, breaking news, and tidbits of information, check out our blog!
High Risk? High Five!
You’ve come to the right place. We don’t just accept high-risk, e-commerce businesses – we build them. Prospect Payments knows what it takes to run and scale an e-commerce business that banks and regulators may consider high risk.
High risk just means your business needs a little more management and care to keep your merchant account healthy.
Prospect Payments is the TLC your business needs to thrive.

Ecommerce
Many online stores are considered high risk because they accept payment in a card-not-present manner or simply because they sell certain goods.
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Nutraceutical
Consumers are purchasing nutraceuticals at increasing numbers year over year, and more individuals are meeting the demand for this market through e-commerce sites.
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Debt Collection and Credit Repair
Prospect Payments understands the need for a working, healthy merchant account, especially for debt collectors and credit repair agencies.
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Payday Lending and Check Cashing
Payday lending and other short-term lending programs are at times a necessary and valuable service for consumers needing to make ends meet.
View moreMerchant Account Essentials
Payment processing isn’t enough – you need additional solutions to accompany your merchant account. Here are some of the integrated products and services we recommend:
Gateway
Shopping Cart
Underwriting and Risk
Fraud Wrangler
Ecommerce Partners
Fraud Tools